Terms of Use

Effective Date:
04/29/2025

These Terms of Use ("Terms") govern your access to and use of the websites, platforms, products, services, content, training, and other offerings provided by

Richard C. Howard & Associates, Richard C. Howard LLC, GovClose, and the GovClose Certification Program
(collectively referred to as “we,” “us,” or “our”) through our websites, online platforms, social media channels, and other mediums (collectively, the “Website”).

By accessing or using our Website, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not access or use our Website.

1. Acceptance of Terms

By accessing or using our Website, you agree to comply with and be bound by these Terms. We reserve the right to modify or update these Terms at any time without prior notice. Your continued use of the Website after any changes are posted constitutes your acceptance of the updated Terms.

2. Eligibility

By using our Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

3. Use of the Website

You agree to use the Website only for lawful purposes and in accordance with these Terms. Specifically, you agree not to:

Violate any applicable federal, state, local, or international law or regulation.Attempt to gain unauthorized access to any portion of the Website, accounts, systems, or networks.Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the Website or which could harm us or other users.Impersonate us, our employees, another user, or any other person or entity.Use any automated scripts, bots, scrapers, or similar technologies to collect information or interact with the Website.Attempt to interfere with the proper functioning of the Website.

4. Intellectual Property

All content, materials, logos, trademarks, trade names, designs, graphics, text, images, software, and other intellectual property appearing on the Website are owned by or licensed to Richard C. Howard & Associates, GovClose, or the GovClose Certification Program.

You may not reproduce, distribute, modify, display, perform, publish, license, create derivative works from, or sell any content from the Website without our prior written consent.

5. User Accounts

To access certain features of the Website, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized access to or use of your account.

We are not responsible for any loss or damage arising from your failure to comply with this obligation.

6. Payment and Refund Policy

All payments for services, training programs, certifications, or other offerings are subject to the payment and refund policies outlined on our Website. We reserve the right to modify our pricing and payment terms at any time.

Unless otherwise expressly stated, all payments are non-refundable.

7. Disclaimer of Warranties

Your use of the Website is at your sole risk. The Website and all content are provided on an “as is” and “as available” basis. We disclaim all warranties of any kind, whether express or implied, including but not limited to any warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Website will always be secure, available, or free of errors or viruses.

8. Limitation of Liability

To the fullest extent permitted by law,

Richard C. Howard & Associates, Richard C. Howard LLC.

GovClose, and the GovClose Certification Program
shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses resulting from:

Your access to or use of, or inability to access or use, the Website.Any conduct or content of any third party on the Website.Any unauthorized access to or alteration of your transmissions or content.Any other matter relating to the Website.

9. Indemnification

You agree to indemnify, defend, and hold harmless

Richard C. Howard & Associates, Richard C. Howard LLC, GovClose, theGovClose Certification Program

, and their respective officers, employees, agents, affiliates, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website.

10. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice or liability, for any reason, including but not limited to any violation of these Terms.

11. Governing Law

These Terms and any disputes arising out of or related to them or the Website are governed by and construed in accordance with the laws of theCommonwealth of Massachusetts, without regard to its conflict of law principles.

Any legal proceedings shall be brought exclusively in the state or federal courts located within Massachusetts.

12. Changes to These Terms

We may modify or update these Terms at any time. All changes are effective immediately when posted and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

13. Contact Information

If you have any questions about these Terms, please contact:

Richard C. Howard & Associates

Email:

[email protected]