Disclaimer

Effective Date: 04/01/2025

Terms of Use

These Terms of Use ("Terms") govern your access to and use of the websites, platforms, products, services, content, training, and other offerings provided by

Richard C. Howard & Associates, GovClose, and GovClose Certification Program

(collectively referred to as “we,” “us,” or “our”) through our websites, online platforms, social media channels, and other mediums (collectively referred to as “Website”). By accessing or using our Website, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not use our Website.

1. Acceptance of Terms

By accessing or using our Website, you agree to comply with and be bound by these Terms. We reserve the right to modify or update these Terms at any time, without prior notice. Your continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.

2. Eligibility

By using our Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into a binding agreement.

3. Use of Website

You agree to use our Website only for lawful purposes and in compliance with these Terms. You agree not to:

Use the Website in any way that violates applicable federal, state, local, or international law or regulation.Attempt to gain unauthorized access to any portion of the Website, accounts, systems, or networks.Engage in conduct that restricts or inhibits anyone’s use or enjoyment of the Website or may harm us or our users.Impersonate or attempt to impersonate us, our employees, other users, or any other person or entity.Use automated scripts or bots to collect information or interact with the Website.Attempt to interfere with the proper functioning of the Website.

4. Intellectual Property

All content, materials, logos, trademarks, trade names, designs, graphics, text, images, software, and other intellectual property on the Website are owned by or licensed to

Richard C. Howard & Associates, GovClose, or GovClose Certification Program

. You may not reproduce, distribute, modify, display, perform, publish, license, create derivative works from, or sell any content from the Website without prior written consent.

5. User Accounts

To access certain features of our Website, you may be required to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

6. Payment and Refund Policy

All payments made for our services, training programs, certifications, or other offerings are subject to the payment and refund policies outlined on our Website. We reserve the right to modify our pricing and payment terms at any time. No refunds will be provided unless expressly stated.

7. Disclaimer of Warranties

We make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the content provided on our Website. Your use of the Website is at your sole risk. The Website and its content are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied.

8. Limitation of Liability

To the fullest extent permitted by law,

Richard C. Howard & Associates, GovClose, and GovClose Certification Program

shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including, without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from:

Your access to or use of or inability to access or use the Website.

Any conduct or content of any third party on the Website.Any unauthorized access, use, or alteration of your transmissions or content.

Any other matter relating to the Website.

9. Indemnification

You agree to indemnify, defend, and hold harmless Richard C. Howard & Associates, GovClose, GovClose Certification Program

, its officers, employees, agents, affiliates, licensors, and service providers from any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the Website.

10. Termination

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without notice or liability, for any reason, including but not limited to your violation of these Terms.

11. Governing Law

These Terms are governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law principles. Any legal proceedings arising out of or relating to these Terms shall be brought exclusively in the courts located in Massachusetts.

12. Changes to These Terms

We reserve the right to modify, amend, or update these Terms at any time, without prior notice. Your continued use of this Website after changes are posted constitutes your acceptance of the modified Terms.

13. Contact Information

If you have any questions or concerns about these Terms, please contact us at:

Richard C. Howard & Associates

[email protected]